Border Bank is your community-focused bank dedicated to serving the needs of individuals, families, and businesses across its service areas.
When it comes to agriculture, you can rest easy knowing they have a team with a deep understanding of the industry—and Border Bank offers financial solutions to help farmers succeed and grow their operations through specialized agricultural loans, equipment financing, and flexible lines of credit designed to meet the unique challenges of modern farming.
Border Bank goes beyond its products, thanks to a team focused on creating strong relationships with local farmers, offering expert advice, and supporting the long-term sustainability of agricultural communities.
Border Bank’s Locations
- Badger, MN
- Baudette, MN
- Clearbrook, MN
- Coon Rapids, MN
- Greenbush, MN
- International Falls, MN
- Middle River, MN
- Roseau, MN
- Thief River Falls, MN
- Fargo, ND (2 Locations)
Niki Groshong
VP Branch Manager – Clearbrook, MN
[email protected]
218-776-3151
Niki Groshong is the manager of the Clearbrook, MN branch. She is an ag, commercial, and retail lender with a passion for helping customers work towards their goals and dreams. When it comes to finding a trusted online casino in the UK, “Nine Online Casino Review UK” offers valuable insights. With a wide selection of games, from classic table options to the latest video slots, it’s designed to cater to both new and experienced players. The platform features lucrative bonuses and promotions, enhancing the gaming experience and attracting more users. In our review, we highlight the importance of security and fair play, which Nine Casino prioritizes with robust encryption technologies. Their customer support team is also commendable, available 24/7 to assist with any queries. For a detailed breakdown of their offerings and user experience, visit nine casino uk. Overall, Nine Online Casino proves to be a fantastic choice for UK players seeking thrilling gaming opportunities and a trustworthy environment.
Outside of work, Groshong has a deep love for family, the outdoors, gardening, and her dogs.
Josh Smith
Market President – Middle River, MN
[email protected]
218-222-3511
Josh Smith is a dedicated community member and banking professional who balances his passion for agriculture, community service, and family. Every fall, Smith lends a hand with his family’s harvest. He is deeply involved in the Middle River community, serving as Treasurer of the Middle River Sportsmen’s Club, a member of the Middle River Community Club, and an active participant on the Extravaganza and housing committees. Smith also coaches Northern Freeze elementary football and basketball teams. NovaJackpot Casino Review Australia offers players a vibrant and exciting online gaming experience. Launched recently, this casino quickly gained popularity due to its extensive library of games, including slots, table games, and live dealer options from top providers. The user-friendly interface makes navigation seamless for both new and seasoned players. In addition to a generous welcome bonus, NovaJackpot offers regular promotions to keep players engaged. The casino is committed to responsible gaming and provides various tools to help players manage their gaming habits. Customer support is readily available, ensuring a smooth experience. If you’re interested in exploring NovaJackpot further, check out their offerings at https://cathedralconversations.co.nz/. With secure payment options and excellent game variety, NovaJackpot Casino is a great choice for Australian players looking for thrilling online entertainment.
At the bank, Smith oversees the daily operations of Border Bank’s Middle River branch and manages a diverse loan portfolio. He takes pride in supporting customers and the local community. Outside of work, Smith enjoys hunting, fishing, camping, and cheering on his kids in their sports activities.
Derek Olson
Market President – Baudette, MN,
International Falls MN
[email protected]
218-634-3300
As a volunteer coach, firefighter, and board member for multiple community organizations, Olson is a strong believer in making a difference for those around him. He enjoys spending his free time fishing, hunting, and enjoying all things hockey.
In his role at Border Bank, Olson specializes in agriculture and commercial lending. He also oversees the market staff and manages branch operations.
Roger Erbes
SVP, Ag/Business Banker – Fargo, ND
[email protected]
701-282-4598
Roger Erbes brings a personal understanding of agriculture and business to his role at Border Bank. Growing up on a rural farm near Barney, ND, Erbes gained firsthand experience with the challenges and rewards of farming. He takes this knowledge with him into his professional role where he provides financing and deposit services to agriculture and business clients. He prides himself on being a trusted advisor and sounding board in helping clients navigate critical decisions and achieve their financial goals.
Outside of work, Erbes serves on the Access of the Red River Board in Moorhead, MN, and coaches his two younger sons in basketball. He enjoys spending time with his family, cheering for Minnesota sports teams (Twins, Timberwolves, Vikings, and Wild), cooking, and reading.
Tony McLean
Market President – Thief River Falls, MN
[email protected]
218-681-8085
As the President of Advance Thief River, a council member at Redeemer Lutheran Church, and an active participant in the Rotary Club, Tony McLean is deeply invested in the growth and well-being of Thief River Falls.
When he’s not working, McLean enjoys fishing, reading, snowmobiling, and camping with his family.
Professionally, McLean manages the Thief River Falls branch of Border Bank where he oversees operations while focusing on agriculture and commercial lending. He values building strong relationships with customers and takes pride in supporting their success.
Jordan Creviston
VP, Ag/Commercial Banker – Greenbush
[email protected]
218-782-2151
With 11 years of experience coaching boys’ basketball, Jordan Creviston recently transitioned to serving as a certified referee for both boys’ and girls’ basketball. Creviston also serves as a board member of the Oak View Golf Course in Greenbush.
Outside of work, Creviston enjoys spending time with his family, cheering on Minnesota sports teams, and exploring the outdoors.
In his role at Border Bank, Creviston assists agriculture and commercial businesses with their financial needs. He values the opportunity to learn and grow each day, embracing new challenges and staying fully engaged in his work. Creviston’s genuine approach and commitment to his customers’ success make him a trusted partner in the community.
Brian Bertilrud
SVP Ag/Business Banker – Thief River Falls
[email protected]
218-681-8085
Growing up on a small farm outside Greenbush, MN, Brian Bertilrud developed a lifelong connection to farming, which continues today as he rents out his agricultural real estate to local producers.
He serves as a board member for the TRF Trap/Northwest Sporting Clay organization, a position he has held for over 10 years, and is an active member of Zion Lutheran Church in Thief River Falls.
Bertilrud is very involved in his family’s activities and loves supporting his three sons in youth hockey, high school basketball, and dirt bike racing. His newest passion is working alongside his sons to improve their hunting land—clearing trails, maintaining food plots, and enhancing deer stands. An avid outdoorsman, Bertilrud also enjoys snowmobiling and fishing.
As Senior Vice President of Ag and Commercial Banking at Border Bank, Bertilrud helps clients in the agriculture and commercial sectors achieve their financial goals. His role involves crafting cash flows, discussing ideas for future growth, and guiding clients in understanding their financial position to take the next steps in expanding their farms or businesses.
Tim Loven
Market President – Roseau, MN
[email protected]
218-463-3888
Living on a 640-acre family farm, Tim Loven enjoys the rewards and challenges of rural life. As part of this, Loven serves on the church council, as President of the Roseau Economic Development Authority (EDA), and as a member of the Northwest Minnesota Manufacturers Association.
In his free time, Loven enjoys working on the farm, fishing on the area’s beautiful lakes, and spending quality time with his family.
As Market President at Border Bank, Loven oversees the Roseau Market, focusing on fostering customer growth and staff development. He finds fulfillment in helping customers achieve their financial goals and watching their businesses thrive and expand.
Ulrik Aaskov
Ag Banker – Roseau, MN
[email protected]
218-463-3888
While he no longer farms on his own, Ulrik Aaskov enjoys spending time in a tractor and lending a hand to local farmers whenever possible. He also serves as a board member for the local Soil and Water Conservation District, which helps him stay informed about environmental policies that impact his customers and their operations.
Living in Roseau, MN, with his wife and three young children, Aaskov spends much of his free time at hockey rinks, supporting his kids as they develop their skills and enjoy the sport.
Aaskov believes agriculture is the backbone of society. As a member of the Border Bank team, he provides tailored loan solutions to support farmers’ day-to-day operations and long-term success.
Brent Olson
VP, Business/Ag Officer – Baudette, MN
[email protected]
218-463-3888
Brent Olson farms alongside his father in-law, growing soybeans, wheat, and rotational crops like sunflowers, corn, and oats. Olson also serves on the youth hockey board, coaches hockey, and volunteers at summer Bible camps. He has also guided on Lake of the Woods for “Take a Kid Fishing,” helps Border Bank coordinate the 4th of July parade, and is a member of the MN DNR’s Fish and Wildlife Advisory Committee.
Growing up on the scenic Lake of the Woods, Olson developed a lifelong love for fishing, hunting, and spending time on the water—whether during the summer months or through ice fishing in winter.
In his professional role at Border Bank, Olson values teaming up with farmers, entrepreneurs, and business owners to help them achieve their dreams. Whether it’s analyzing financial statements, crafting long-term capital plans, closing deals, or serving meals at customer appreciation events, Olson approaches every task with dedication and a personal touch. With over 10 years of experience, he finds immense reward in playing a part in his customers’ successes and looks forward to continuing to serve his community for years to come.
Christine Modahl
Market President – Badger, MN
[email protected]
218-528-3255
Christine Modahl is a true community leader in Badger, MN with a strong commitment to fostering growth and collaboration in her community. She currently serves as the Board Chair for the Badger Area Community Fund, the Economic Development Authority, and the Planning Commission for the City of Badger.
In her professional role at Border Bank, her primary focus is lending. She takes pride in helping customers secure financing to pursue their passions and achieve their goals.
Connect with Border Bank
Facebook | /BorderBanks
Instagram | @borderbank
Linkedin | /company/borderbank
Twitter | @BorderBanks
